Qrates

Bajaj Finserv

Loans, UPI Payment, Personal Loan, Home Loan, Recharge, Easy EMI, Gold Loan App

Published by
Bajaj Finance Limited
Category
Loan & Credit Apps
Store ratings
Google Play 4.7 from 77,25,513 ratings · App Store 4.7
Installs
10 crore+
Reads your SMS
Yes
Reads your contacts
Yes
Shows ads
Yes
Most raised problem in store reviews
Credit report problems

Licences

  • RBI prepaid instrument issuer (active)
  • IRDAI corporate agent, CA0101 (unverified)

What users report

  • Credit report problems: Wrong entries, closed loans still showing, scores dropped without cause.
  • Pushed into things: Auto-debits, subscriptions or products the user says they did not choose.
  • Costs more than advertised: Interest, processing fee or insurance added on top of the advertised rate.
  • Nobody answers: Support that does not reply, or replies with a template and closes the ticket.
  • Recovery agent behaviour: Calls to family and contacts, abusive language, threats.

Operated by Bajaj Finserv.

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