Angel One vs Groww: Brokerage, AMC and hidden charges in 2026

When you compare Angel One vs Groww, you are looking at two of the largest stock brokers in India. Both charge a maximum of ₹20 per order for intraday and options trading. We check their SEBI licences, annual maintenance charges, phone permissions, and what users complain about the most.

By Qrates research desk · 2026-10-27

When you look at Angel One and Groww, you are comparing two of the largest stock broking apps in India. Both have over 10 crore installs, but they differ in their licences, annual fees, and what users complain about. This guide compares their exact charges and app reliability to help you decide.

Quick answer: Angel One vs Groww

Both Angel One and Groww are SEBI-registered stock brokers and depository participants (Qrates directory). Groww charges zero annual maintenance charges, while Angel One charges a fee after the first year. Both charge a maximum of ₹20 per order for intraday and futures and options (F&O) trading. Angel One holds extra SEBI licences for research analysis and investment advisory, which Groww does not.

At a glance: Angel One and Groww compared

You can check the latest figures and regulatory status for these platforms on the Qrates stock broking and trading apps page. We track their licences, user ratings, and the exact problems people report. You can also see a detailed Angel One vs Groww vs Investing.com breakdown to see how they stack up against other market players.

Feature	Angel One	Groww
SEBI stock broker	INZ000161534	INZ000301838
Recent rating (last 90 days)	3.23	3.43
Reads your contacts	No	Yes
Top user complaint	Broke when the market moved	Nobody answers
Replies to 1 and 2 star reviews	100%	99%

Brokerage, AMC and hidden charges

Account opening and AMC

Opening a Demat account is free on both platforms. Groww does not charge any annual maintenance charges to keep your account open. Angel One offers a free first year, but it applies an annual maintenance charge from the second year onwards. You can learn more about how these fees work in our guide on Demat account charges explained: AMC, DP and brokerage.

Equity delivery and intraday brokerage

Both brokers operate on a flat-fee model for active trading. Groww charges a maximum brokerage of ₹20 per order (Qrates directory). Angel One also limits its intraday brokerage to ₹20 per executed order. Delivery trades usually attract zero brokerage, though government taxes still apply.

F&O trading fees

Options trading requires close attention to costs. Both Angel One and Groww cap their F&O trading fees at ₹20 per order. Recent SEBI rule changes on early pay-in bring margin efficiency gains for traders (Margin efficiency gains from SEBI's Early Pay-In rule change, 2026). This means you get better clarity on the actual funds required for your trades.

DP charges and regulatory fees

Brokerage is not the only cost when you sell shares. Depository Participant charges apply every time you sell delivery shares from your Demat account. Both CDSL and NSDL levy these charges, and the broker passes them on to you. You will also pay standard government taxes like Securities Transaction Tax and stamp duty on both apps.

Mutual funds and investment options

Both apps allow you to invest in direct mutual funds. Direct plans do not pay distribution commissions, which keeps your costs lower. You can explore other wealth platforms on our mutual fund and wealth apps page.

You can buy stocks, mutual funds, and apply for IPOs on either platform. Angel One holds a SEBI Portfolio Manager licence under the number INP000001546 (Qrates directory). It also holds a SEBI registered investment adviser licence under INA000008172. This means Angel One can legally offer advisory services and stock recommendations, while Groww acts only as an execution platform.

App reliability and what users complain about

App glitches during market hours

An app that freezes during trading hours can cost you money. For Angel One, 5 of 398 recent Google Play reviews complain that the app broke when the market moved (Qrates directory). This is a critical factor if you trade options in volatile markets. If you are unsure about the legitimacy of a platform, read our advice on how to check if a stock broker is SEBI registered.

Customer support response

Getting help when a transaction fails is another common concern. For Groww, 20 of 400 recent Google Play reviews state that nobody answers customer support (Qrates directory). Angel One users also report this issue, with 4 of 398 reviews raising the same problem. However, both companies are active on the app stores, with Angel One replying to 100% of one and two-star reviews and Groww replying to 99%.

Phone permissions requested

Both apps ask for several permissions when you install them on an Android phone. Angel One and Groww both request to read your text messages, record audio, see your location, and read phone identity. Groww also asks for permission to read your contacts, which Angel One does not require.

Who each one suits, by need

If zero annual maintenance charges matter to you, note that Groww charges no AMC. Angel One offers a free first year but charges an AMC after that.

If stock recommendations matter to you, note that Angel One holds a SEBI research analyst licence under INH000000164 and provides tips. Groww does not offer advisory services.

If app stability during volatile markets matters to you, note the specific user complaints about Angel One breaking when the market moves.

If privacy matters to you, note that Groww requires permission to read your contacts. Angel One does not ask to see your contacts. You can weigh these factors on our compare money apps page.

FAQs

Groww aur Angel One me kya difference hai?

The main difference lies in their annual fees and licences. Groww has zero annual maintenance charges, while Angel One charges a fee after the first year. Angel One also holds SEBI licences to give investment advice and research tips, whereas Groww is strictly an execution platform.

What are the hidden charges in Groww and Angel One?

Neither app has truly hidden charges, but users often overlook Depository Participant fees and government taxes. You pay a DP charge every time you sell delivery shares from your Demat account. Both apps also pass on mandatory regulatory fees like stamp duty and GST.

Angel One vs Groww for options trading?

Both platforms charge a maximum of ₹20 per order for futures and options trading. When choosing between them, consider app stability during market hours. Some recent Angel One reviews complain that the app breaks when the market moves, which can impact options traders.

Is Groww or Angel One better for mutual funds?

Both platforms allow you to invest in direct mutual funds. Direct funds do not charge distribution commissions, meaning your money goes entirely into the fund. Both apps provide the same fundamental access to these mutual fund schemes.

Angel One AMC charges kitne hai?

Angel One does not charge an annual maintenance fee for the first year. From the second year onwards, it applies a regular annual maintenance charge. You can check the exact current fee on the Angel One pricing page.

The short version

Both are SEBI-registered brokers charging a maximum of ₹20 for intraday and F&O trades.
Groww offers zero AMC but asks to read your phone contacts, while Angel One charges an AMC after year one and provides advisory services.
Groww users frequently complain that nobody answers support, while some Angel One users report the app breaking during market movements.
Always check the exact charges and terms on the broker's pricing page before you open a Demat account.

Sources

Disclaimer

Qrates is an information directory. It takes no commission from any company listed and does not recommend products. Figures are taken from the sources named and dated, and they change; check the company's own page before you decide. This is not investment, credit, insurance or tax advice for your situation.