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BankBazaar vs Oolka: which credit score app

BankBazaar replies to 91% of unhappy reviews on Google Play, Oolka to 69%. BankBazaar does not read your SMS; Oolka does. Over the last 90 days of reviews, BankBazaar averages 3.67 and Oolka 4.38. The most serious complaint about both is the same: "Credit report problems". We confirmed 0 of the 1 registration numbers BankBazaar publishes on a regulator's register, and 0 of 8 for Oolka.

BankBazaarOolka
Most serious thing people reportCredit report problems (23 of 385)Credit report problems (19 of 400)
Does anyone answer complaints91% of low-star reviews · median 8d69% of low-star reviews · usually same day
Rating in the last 90 days3.67 (down 0.86 on lifetime)4.38 (down 0.45 on lifetime)
Last updatedthis monththis month
Reads your SMSnoyes
Reads your contactsnono
Shows adsnono
Numbers confirmed on a register0 of 10 of 8
Charges we could source1 quotednot extracted yet
Charges only in the terms0not extracted yet

How to read this

Every row comes from a public source: the app store listings, the reviews people left there, and the registers kept by RBI, SEBI and IRDAI. Where a row says "Not known", we have not measured it yet, which is different from the answer being no. Qrates takes no commission from either app.

Full pages: BankBazaar · Oolka

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