Branch Instant Personal Loan vs InstaMoney Personal Loan App: which loan app is safer
Branch Instant Personal Loan replies to 97% of unhappy reviews on Google Play, InstaMoney Personal Loan App to 100%. InstaMoney Personal Loan App does not read your SMS; Branch Instant Personal Loan does. Over the last 90 days of reviews, Branch Instant Personal Loan averages 3.21 and InstaMoney Personal Loan App 2.65. The most serious complaint about Branch Instant Personal Loan is "Nobody answers"; about InstaMoney Personal Loan App, "Pushed into things".
| Branch Instant Personal Loan | InstaMoney Personal Loan App | |
|---|---|---|
| Most serious thing people report | Nobody answers (19 of 400) | Pushed into things (23 of 400) |
| Does anyone answer complaints | 97% of low-star reviews · usually same day | 100% of low-star reviews · usually same day |
| Rating in the last 90 days | 3.21 (down 1.40 on lifetime) | 2.65 (down 1.88 on lifetime) |
| Last updated | this month | this month |
| Reads your SMS | yes | no |
| Reads your contacts | no | no |
| Shows ads | no | no |
| Numbers confirmed on a register | none published | 0 of 2 |
| Charges we could source | not extracted yet | not extracted yet |
| Charges only in the terms | not extracted yet | not extracted yet |
How to read this
Every row comes from a public source: the app store listings, the reviews people left there, and the registers kept by RBI, SEBI and IRDAI. Where a row says "Not known", we have not measured it yet, which is different from the answer being no. Qrates takes no commission from either app.
Full pages: Branch Instant Personal Loan · InstaMoney Personal Loan App