Buddy Loan vs PayRupik Instant Personal Loan: which loan app is safer
Buddy Loan replies to 93% of unhappy reviews on Google Play, PayRupik Instant Personal Loan to 30%. Both can read your SMS. Over the last 90 days of reviews, Buddy Loan averages 1.90 and PayRupik Instant Personal Loan 3.25. The most serious complaint about Buddy Loan is "Credit report problems"; about PayRupik Instant Personal Loan, "Costs more than advertised".
| Buddy Loan | PayRupik Instant Personal Loan | |
|---|---|---|
| Most serious thing people report | Credit report problems (12 of 379) | Costs more than advertised (29 of 400) |
| Does anyone answer complaints | 93% of low-star reviews · usually same day | 30% of low-star reviews · usually same day |
| Rating in the last 90 days | 1.90 (down 2.61 on lifetime) | 3.25 (down 1.26 on lifetime) |
| Last updated | this month | this month |
| Reads your SMS | yes | yes |
| Reads your contacts | no | no |
| Shows ads | no | no |
| Numbers confirmed on a register | 0 of 13 | none published |
| Charges we could source | not extracted yet | not extracted yet |
| Charges only in the terms | not extracted yet | not extracted yet |
How to read this
Every row comes from a public source: the app store listings, the reviews people left there, and the registers kept by RBI, SEBI and IRDAI. Where a row says "Not known", we have not measured it yet, which is different from the answer being no. Qrates takes no commission from either app.
Full pages: Buddy Loan · PayRupik Instant Personal Loan