American Express SmartEarn Credit Card vs Kotak 6E Rewards IndiGo Credit Card: entry cards compared
American Express SmartEarn Credit Card costs ₹495 a year to keep; Kotak 6E Rewards IndiGo Credit Card costs ₹700. On most spends, American Express SmartEarn Credit Card returns about 0.50% and Kotak 6E Rewards IndiGo Credit Card about 1.00%. The income needed to apply is ₹4,50,000 a year for American Express SmartEarn Credit Card and ₹3,00,000 for Kotak 6E Rewards IndiGo Credit Card.
| American Express SmartEarn Credit Card | Kotak 6E Rewards IndiGo Credit Card | |
|---|---|---|
| Issuer | American Express | Kotak Mahindra Bank |
| Network | American Express | Visa|Ru Pay |
| Joining fee | ₹495 | ₹700 |
| Annual fee | ₹495 | ₹700 |
| Base return on spends | 0.50% | 1.00% |
| Domestic lounges | Not stated | None |
| International lounges | Not stated | None |
| Minimum income | ₹4,50,000 a year | ₹3,00,000 a year |
| Best for | dining, commute, online_shopping | flights, dining, grocery, entertainment |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
Full pages: American Express SmartEarn Credit Card · Kotak 6E Rewards IndiGo Credit Card · Find a card for your spending
Similar card comparisons
- HDFC 6E Rewards Indigo Credit Card vs American Express SmartEarn Credit Card
- HDFC 6E Rewards Indigo Credit Card vs Kotak 6E Rewards IndiGo Credit Card
- HDFC Best Price Save Smart Credit Card vs American Express SmartEarn Credit Card
- HDFC Best Price Save Smart Credit Card vs Kotak 6E Rewards IndiGo Credit Card