Axis Horizon Credit Card vs American Express Platinum Travel Credit Card: premium cards compared
Axis Horizon Credit Card costs ₹3,000 a year to keep; American Express Platinum Travel Credit Card costs ₹5,000. On most spends, Axis Horizon Credit Card returns about 2.00% and American Express Platinum Travel Credit Card about 0.80%. Lounge visits: Axis Horizon Credit Card gives 8 a year in India and 2 a year abroad; American Express Platinum Travel Credit Card gives 8 a year and None.
| Axis Horizon Credit Card | American Express Platinum Travel Credit Card | |
|---|---|---|
| Issuer | Axis Bank | American Express |
| Network | Visa | American Express |
| Joining fee | ₹3,000 | ₹5,000 |
| Annual fee | ₹3,000 | ₹5,000 |
| Base return on spends | 2.00% | 0.80% |
| Domestic lounges | 8 a year | 8 a year |
| International lounges | 2 a year | None |
| Minimum income | ₹6,00,000 a year | ₹6,00,000 a year |
| Best for | travel, flights | travel, hotels, online_shopping |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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