Axis Primus Credit Card vs American Express Platinum Card: super premium cards compared
Axis Primus Credit Card costs ₹3,00,000 a year to keep; American Express Platinum Card costs ₹66,000. On most spends, Axis Primus Credit Card returns about 5.00% and American Express Platinum Card about 0.63%.
| Axis Primus Credit Card | American Express Platinum Card | |
|---|---|---|
| Issuer | Axis Bank | American Express |
| Network | Visa | American Express |
| Joining fee | ₹5,00,000 | ₹66,000 |
| Annual fee | ₹3,00,000 | ₹66,000 |
| Base return on spends | 5.00% | 0.63% |
| Domestic lounges | Not stated | Unlimited |
| International lounges | Not stated | Unlimited |
| Minimum income | Not stated | ₹15,00,000 a year |
| Best for | travel, forex, rent, insurance, dining | travel, forex, hotels, flights |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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