Qrates

HDFC Best Price Save Smart Credit Card vs SBI Apollo SELECT Credit Card: entry cards compared

HDFC Best Price Save Smart Credit Card costs ₹500 a year to keep; SBI Apollo SELECT Credit Card costs ₹499. The income needed to apply is ₹2,00,000 a year for HDFC Best Price Save Smart Credit Card and ₹2,40,000 for SBI Apollo SELECT Credit Card.

HDFC Best Price Save Smart Credit CardSBI Apollo SELECT Credit Card
IssuerHDFC BankSBI Card
NetworkDiners ClubVisa|Ru Pay
Joining fee₹500₹499
Annual fee₹500₹499
Base return on spends1.00%1.00%
Domestic loungesNot statedNot stated
International loungesNot statedNot stated
Minimum income₹2,00,000 a year₹2,40,000 a year
Best forwholesalehealthcare, dining, entertainment

How to read this

Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.

Full pages: HDFC Best Price Save Smart Credit Card · SBI Apollo SELECT Credit Card · Find a card for your spending

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