HDFC Diners Club Miles Credit Card vs ICICI MakeMyTrip Credit Card: mid-range cards compared
HDFC Diners Club Miles Credit Card costs ₹1,000 a year to keep; ICICI MakeMyTrip Credit Card costs free. On most spends, HDFC Diners Club Miles Credit Card returns about 2.67% and ICICI MakeMyTrip Credit Card about 0.63%. Lounge visits: HDFC Diners Club Miles Credit Card gives 6 a year in India and 6 a year abroad; ICICI MakeMyTrip Credit Card gives 1 a year and 1 a year. The income needed to apply is ₹3,60,000 a year for HDFC Diners Club Miles Credit Card and ₹6,00,000 for ICICI MakeMyTrip Credit Card.
| HDFC Diners Club Miles Credit Card | ICICI MakeMyTrip Credit Card | |
|---|---|---|
| Issuer | HDFC Bank | ICICI Bank |
| Network | Diners Club | Visa |
| Joining fee | ₹1,000 | ₹2,500 |
| Annual fee | ₹1,000 | free |
| Base return on spends | 2.67% | 0.63% |
| Domestic lounges | 6 a year | 1 a year |
| International lounges | 6 a year | 1 a year |
| Minimum income | ₹3,60,000 a year | ₹6,00,000 a year |
| Best for | travel, flights, hotels | travel, flights |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
Full pages: HDFC Diners Club Miles Credit Card · ICICI MakeMyTrip Credit Card · Find a card for your spending