ICICI Adani One Platinum Credit Card vs American Express SmartEarn Credit Card: entry cards compared
ICICI Adani One Platinum Credit Card costs ₹750 a year to keep; American Express SmartEarn Credit Card costs ₹495. On most spends, ICICI Adani One Platinum Credit Card returns about 1.00% and American Express SmartEarn Credit Card about 0.50%. The income needed to apply is ₹3,00,000 a year for ICICI Adani One Platinum Credit Card and ₹4,50,000 for American Express SmartEarn Credit Card.
| ICICI Adani One Platinum Credit Card | American Express SmartEarn Credit Card | |
|---|---|---|
| Issuer | ICICI Bank | American Express |
| Network | Visa | American Express |
| Joining fee | ₹750 | ₹495 |
| Annual fee | ₹750 | ₹495 |
| Base return on spends | 1.00% | 0.50% |
| Domestic lounges | 1 a year | Not stated |
| International lounges | None | Not stated |
| Minimum income | ₹3,00,000 a year | ₹4,50,000 a year |
| Best for | travel, flights, hotels | dining, commute, online_shopping |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
Full pages: ICICI Adani One Platinum Credit Card · American Express SmartEarn Credit Card · Find a card for your spending
Similar card comparisons
- HDFC 6E Rewards Indigo Credit Card vs ICICI Adani One Platinum Credit Card
- HDFC 6E Rewards Indigo Credit Card vs American Express SmartEarn Credit Card
- HDFC Best Price Save Smart Credit Card vs ICICI Adani One Platinum Credit Card
- HDFC Best Price Save Smart Credit Card vs American Express SmartEarn Credit Card