ICICI Emirates Skywards Rubyx Credit Card vs Axis Airtel Credit Card: mid-range cards compared
ICICI Emirates Skywards Rubyx Credit Card costs ₹1,000 a year to keep; Axis Airtel Credit Card costs ₹500. The income needed to apply is ₹6,00,000 a year for ICICI Emirates Skywards Rubyx Credit Card and ₹3,60,000 for Axis Airtel Credit Card.
| ICICI Emirates Skywards Rubyx Credit Card | Axis Airtel Credit Card | |
|---|---|---|
| Issuer | ICICI Bank | Axis Bank |
| Network | Visa | Mastercard |
| Joining fee | ₹1,000 | ₹500 |
| Annual fee | ₹1,000 | ₹500 |
| Base return on spends | 1.00% | 1.00% |
| Domestic lounges | 1 a year | 4 a year |
| International lounges | None | Not stated |
| Minimum income | ₹6,00,000 a year | ₹3,60,000 a year |
| Best for | flights, forex | telecom, utilities, dining, grocery |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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