ICICI Emirates Skywards Sapphiro Credit Card vs Axis Atlas Credit Card: premium cards compared
On most spends, ICICI Emirates Skywards Sapphiro Credit Card returns about 1.27% and Axis Atlas Credit Card about 4.00%. Lounge visits: ICICI Emirates Skywards Sapphiro Credit Card gives 2 a year in India and 2 a year abroad; Axis Atlas Credit Card gives 8 a year and 4 a year. The income needed to apply is ₹18,00,000 a year for ICICI Emirates Skywards Sapphiro Credit Card and ₹9,00,000 for Axis Atlas Credit Card.
| ICICI Emirates Skywards Sapphiro Credit Card | Axis Atlas Credit Card | |
|---|---|---|
| Issuer | ICICI Bank | Axis Bank |
| Network | Visa | Visa |
| Joining fee | ₹5,000 | ₹5,000 |
| Annual fee | ₹5,000 | ₹5,000 |
| Base return on spends | 1.27% | 4.00% |
| Domestic lounges | 2 a year | 8 a year |
| International lounges | 2 a year | 4 a year |
| Minimum income | ₹18,00,000 a year | ₹9,00,000 a year |
| Best for | travel | travel, flights, hotels |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
Full pages: ICICI Emirates Skywards Sapphiro Credit Card · Axis Atlas Credit Card · Find a card for your spending