ICICI Signature Credit Card vs American Express Platinum Card: super premium cards compared
ICICI Signature Credit Card costs ₹2,000 a year to keep; American Express Platinum Card costs ₹66,000. On most spends, ICICI Signature Credit Card returns about 8.00% and American Express Platinum Card about 0.63%. Lounge visits: ICICI Signature Credit Card gives 2 a year in India and None abroad; American Express Platinum Card gives Unlimited and Unlimited.
| ICICI Signature Credit Card | American Express Platinum Card | |
|---|---|---|
| Issuer | ICICI Bank | American Express |
| Network | Visa | American Express |
| Joining fee | ₹25,000 | ₹66,000 |
| Annual fee | ₹2,000 | ₹66,000 |
| Base return on spends | 8.00% | 0.63% |
| Domestic lounges | 2 a year | Unlimited |
| International lounges | None | Unlimited |
| Minimum income | Not stated | ₹15,00,000 a year |
| Best for | lifestyle, luxury, grocery | travel, forex, hotels, flights |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
Full pages: ICICI Signature Credit Card · American Express Platinum Card · Find a card for your spending