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SBI Air India Platinum Credit Card vs Axis Bank Vistara Signature Credit Card: mid-range cards compared

SBI Air India Platinum Credit Card costs ₹1,499 a year to keep; Axis Bank Vistara Signature Credit Card costs ₹3,000. The income needed to apply is ₹2,40,000 a year for SBI Air India Platinum Credit Card and ₹6,00,000 for Axis Bank Vistara Signature Credit Card.

SBI Air India Platinum Credit CardAxis Bank Vistara Signature Credit Card
IssuerSBI CardAxis Bank
NetworkVisaVisa
Joining fee₹1,499₹3,000
Annual fee₹1,499₹3,000
Base return on spends2.00%2.00%
Domestic lounges2 a year2 a year
International loungesNot statedNot stated
Minimum income₹2,40,000 a year₹6,00,000 a year
Best forflights, traveltravel, flights

How to read this

Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.

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