SBI Club Vistara Credit Card vs Axis Airtel Credit Card: mid-range cards compared
SBI Club Vistara Credit Card costs ₹1,499 a year to keep; Axis Airtel Credit Card costs ₹500. On most spends, SBI Club Vistara Credit Card returns about 1.50% and Axis Airtel Credit Card about 1.00%. The income needed to apply is ₹2,40,000 a year for SBI Club Vistara Credit Card and ₹3,60,000 for Axis Airtel Credit Card.
| SBI Club Vistara Credit Card | Axis Airtel Credit Card | |
|---|---|---|
| Issuer | SBI Card | Axis Bank |
| Network | Visa | Mastercard |
| Joining fee | ₹1,499 | ₹500 |
| Annual fee | ₹1,499 | ₹500 |
| Base return on spends | 1.50% | 1.00% |
| Domestic lounges | 4 a year | 4 a year |
| International lounges | Not stated | Not stated |
| Minimum income | ₹2,40,000 a year | ₹3,60,000 a year |
| Best for | travel | telecom, utilities, dining, grocery |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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