SBI Club Vistara PRIME Credit Card vs Axis Atlas Credit Card: premium cards compared
SBI Club Vistara PRIME Credit Card costs ₹2,999 a year to keep; Axis Atlas Credit Card costs ₹5,000. On most spends, SBI Club Vistara PRIME Credit Card returns about 2.00% and Axis Atlas Credit Card about 4.00%. The income needed to apply is ₹3,60,000 a year for SBI Club Vistara PRIME Credit Card and ₹9,00,000 for Axis Atlas Credit Card.
| SBI Club Vistara PRIME Credit Card | Axis Atlas Credit Card | |
|---|---|---|
| Issuer | SBI Card | Axis Bank |
| Network | Visa|Mastercard | Visa |
| Joining fee | ₹2,999 | ₹5,000 |
| Annual fee | ₹2,999 | ₹5,000 |
| Base return on spends | 2.00% | 4.00% |
| Domestic lounges | 8 a year | 8 a year |
| International lounges | 4 a year | 4 a year |
| Minimum income | ₹3,60,000 a year | ₹9,00,000 a year |
| Best for | travel, flights | travel, flights, hotels |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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