iMobile Pay vs Kotak Bank: which bank app is better
iMobile Pay replies to 27% of unhappy reviews on Google Play, Kotak Bank to 100%. Both can read your SMS. Both can read your contacts. Over the last 90 days of reviews, iMobile Pay averages 2.45 and Kotak Bank 3.39. The most serious complaint about iMobile Pay is "none found"; about Kotak Bank, "Pushed into things".
| iMobile Pay | Kotak Bank | |
|---|---|---|
| Most serious thing people report | none found | Pushed into things (4 of 400) |
| Does anyone answer complaints | 27% of low-star reviews · usually same day | 100% of low-star reviews · usually same day |
| Rating in the last 90 days | 2.45 (down 2.15 on lifetime) | 3.39 (down 1.31 on lifetime) |
| Last updated | this month | this month |
| Reads your SMS | yes | yes |
| Reads your contacts | yes | yes |
| Shows ads | no | no |
| Numbers confirmed on a register | 0 of 2 | none published |
| Charges we could source | not extracted yet | 1 quoted |
| Charges only in the terms | not extracted yet | 1 |
How to read this
Every row comes from a public source: the app store listings, the reviews people left there, and the registers kept by RBI, SEBI and IRDAI. Where a row says "Not known", we have not measured it yet, which is different from the answer being no. Qrates takes no commission from either app.
Full pages: iMobile Pay · Kotak Bank