Oolka vs CreditFit: which credit score app
Oolka replies to 69% of unhappy reviews on Google Play, CreditFit to 88%. Both can read your SMS. The most serious complaint about both is the same: "Credit report problems". We confirmed 0 of the 8 registration numbers Oolka publishes on a regulator's register, and 0 of 4 for CreditFit.
| Oolka | CreditFit | |
|---|---|---|
| Most serious thing people report | Credit report problems (19 of 400) | Credit report problems (29 of 398) |
| Does anyone answer complaints | 69% of low-star reviews · usually same day | 88% of low-star reviews · median 1d |
| Rating in the last 90 days | 4.38 (down 0.45 on lifetime) | 4.36 (up 0.10 on lifetime) |
| Last updated | this month | 2 months ago |
| Reads your SMS | yes | yes |
| Reads your contacts | no | no |
| Shows ads | no | no |
| Numbers confirmed on a register | 0 of 8 | 0 of 4 |
| Charges we could source | not extracted yet | not extracted yet |
| Charges only in the terms | not extracted yet | not extracted yet |
How to read this
Every row comes from a public source: the app store listings, the reviews people left there, and the registers kept by RBI, SEBI and IRDAI. Where a row says "Not known", we have not measured it yet, which is different from the answer being no. Qrates takes no commission from either app.