Qrates

BHIM

Simple and Secure - UPI, Recharges, Bill Payments

Published by
National Payments Corporation of India (NPCI)
Category
Payments & UPI Apps
Store ratings
Google Play 4.5 from 19,26,794 ratings · App Store 4.5
Installs
10 crore+
Reads your SMS
Yes
Reads your contacts
Yes
Shows ads
No
Most raised problem in store reviews
Pushed into things

Licences

  • Authorised payment system operator (active)
  • RBI prepaid instrument issuer (active)

What users report

  • Money did not arrive: Funds debited, withdrawn or transferred that the user says never landed.
  • App breaks: Crashes, freezes, blank screens and server errors.
  • Cannot get in: OTP and login failures that lock people out of their own money.
  • Too much selling inside: Ads, pop-ups and cross-sell in the way of the thing you opened the app for.
  • KYC gets stuck: Account opening or re-verification that stalls, or documents rejected without reason.

Operated by National Payments Corporation of India (NPCI).

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