Bajaj Finserv vs Klarna: which loan app is safer
Bajaj Finserv replies to 99% of unhappy reviews on Google Play, Klarna to 81%. Klarna does not read your SMS; Bajaj Finserv does. Both can read your contacts. Over the last 90 days of reviews, Bajaj Finserv averages 3.16 and Klarna 3.04. The most serious complaint about Bajaj Finserv is "Credit report problems"; about Klarna, "Pushed into things".
| Bajaj Finserv | Klarna | |
|---|---|---|
| Most serious thing people report | Credit report problems (5 of 400) | Pushed into things (10 of 400) |
| Does anyone answer complaints | 99% of low-star reviews · usually same day | 81% of low-star reviews · usually same day |
| Rating in the last 90 days | 3.16 (down 1.58 on lifetime) | 3.04 (down 1.55 on lifetime) |
| Last updated | this month | this month |
| Reads your SMS | yes | no |
| Reads your contacts | yes | yes |
| Shows ads | yes | no |
| Numbers confirmed on a register | 1 of 6 | none published |
| Charges we could source | 2 quoted | not extracted yet |
| Charges only in the terms | 2 | not extracted yet |
How to read this
Every row comes from a public source: the app store listings, the reviews people left there, and the registers kept by RBI, SEBI and IRDAI. Where a row says "Not known", we have not measured it yet, which is different from the answer being no. Qrates takes no commission from either app.
Full pages: Bajaj Finserv · Klarna