Axis ACE Credit Card vs Kotak 6E Rewards IndiGo Credit Card: entry cards compared
Axis ACE Credit Card costs ₹499 a year to keep; Kotak 6E Rewards IndiGo Credit Card costs ₹700. On most spends, Axis ACE Credit Card returns about 1.50% and Kotak 6E Rewards IndiGo Credit Card about 1.00%. The income needed to apply is ₹2,40,000 a year for Axis ACE Credit Card and ₹3,00,000 for Kotak 6E Rewards IndiGo Credit Card.
| Axis ACE Credit Card | Kotak 6E Rewards IndiGo Credit Card | |
|---|---|---|
| Issuer | Axis Bank | Kotak Mahindra Bank |
| Network | Visa | Visa|Ru Pay |
| Joining fee | ₹499 | ₹700 |
| Annual fee | ₹499 | ₹700 |
| Base return on spends | 1.50% | 1.00% |
| Domestic lounges | 4 a year | None |
| International lounges | Not stated | None |
| Minimum income | ₹2,40,000 a year | ₹3,00,000 a year |
| Best for | utilities, dining, travel | flights, dining, grocery, entertainment |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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