HDFC Best Price Save Smart Credit Card vs Axis ACE Credit Card: entry cards compared
HDFC Best Price Save Smart Credit Card costs ₹500 a year to keep; Axis ACE Credit Card costs ₹499. On most spends, HDFC Best Price Save Smart Credit Card returns about 1.00% and Axis ACE Credit Card about 1.50%. The income needed to apply is ₹2,00,000 a year for HDFC Best Price Save Smart Credit Card and ₹2,40,000 for Axis ACE Credit Card.
| HDFC Best Price Save Smart Credit Card | Axis ACE Credit Card | |
|---|---|---|
| Issuer | HDFC Bank | Axis Bank |
| Network | Diners Club | Visa |
| Joining fee | ₹500 | ₹499 |
| Annual fee | ₹500 | ₹499 |
| Base return on spends | 1.00% | 1.50% |
| Domestic lounges | Not stated | 4 a year |
| International lounges | Not stated | Not stated |
| Minimum income | ₹2,00,000 a year | ₹2,40,000 a year |
| Best for | wholesale | utilities, dining, travel |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
Full pages: HDFC Best Price Save Smart Credit Card · Axis ACE Credit Card · Find a card for your spending