Axis Magnus for Burgundy Credit Card vs Kotak Infinite Credit Card: super premium cards compared
On most spends, Axis Magnus for Burgundy Credit Card returns about 4.80% and Kotak Infinite Credit Card about 2.00%. The income needed to apply is ₹36,00,000 a year for Axis Magnus for Burgundy Credit Card and ₹60,00,000 for Kotak Infinite Credit Card.
| Axis Magnus for Burgundy Credit Card | Kotak Infinite Credit Card | |
|---|---|---|
| Issuer | Axis Bank | Kotak Mahindra Bank |
| Network | Visa | Visa |
| Joining fee | ₹30,000 | ₹30,000 |
| Annual fee | ₹30,000 | ₹30,000 |
| Base return on spends | 4.80% | 2.00% |
| Domestic lounges | Unlimited | Not stated |
| International lounges | Unlimited | Not stated |
| Minimum income | ₹36,00,000 a year | ₹60,00,000 a year |
| Best for | travel, dining, entertainment | travel, entertainment, dining |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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