HDFC BizBlack Metal Card vs Axis Magnus for Burgundy Credit Card: super premium cards compared
HDFC BizBlack Metal Card costs ₹10,000 a year to keep; Axis Magnus for Burgundy Credit Card costs ₹30,000. On most spends, HDFC BizBlack Metal Card returns about 3.33% and Axis Magnus for Burgundy Credit Card about 4.80%. The income needed to apply is ₹21,00,000 a year for HDFC BizBlack Metal Card and ₹36,00,000 for Axis Magnus for Burgundy Credit Card.
| HDFC BizBlack Metal Card | Axis Magnus for Burgundy Credit Card | |
|---|---|---|
| Issuer | HDFC Bank | Axis Bank |
| Network | Diners Club | Visa |
| Joining fee | ₹10,000 | ₹30,000 |
| Annual fee | ₹10,000 | ₹30,000 |
| Base return on spends | 3.33% | 4.80% |
| Domestic lounges | Not stated | Unlimited |
| International lounges | Not stated | Unlimited |
| Minimum income | ₹21,00,000 a year | ₹36,00,000 a year |
| Best for | government, utilities, travel, telecom | travel, dining, entertainment |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
Full pages: HDFC BizBlack Metal Card · Axis Magnus for Burgundy Credit Card · Find a card for your spending