HDFC 6E Rewards Indigo XL Credit Card vs HDFC Shoppers Stop Black Credit Card: premium cards compared
HDFC 6E Rewards Indigo XL Credit Card costs ₹2,500 a year to keep; HDFC Shoppers Stop Black Credit Card costs ₹4,500. Lounge visits: HDFC 6E Rewards Indigo XL Credit Card gives 8 a year in India and None abroad; HDFC Shoppers Stop Black Credit Card gives 2 a year and 2 a year.
| HDFC 6E Rewards Indigo XL Credit Card | HDFC Shoppers Stop Black Credit Card | |
|---|---|---|
| Issuer | HDFC Bank | HDFC Bank |
| Network | Mastercard | Visa |
| Joining fee | ₹2,500 | ₹4,500 |
| Annual fee | ₹2,500 | ₹4,500 |
| Base return on spends | 2.00% | 2.00% |
| Domestic lounges | 8 a year | 2 a year |
| International lounges | None | 2 a year |
| Minimum income | ₹12,00,000 a year | ₹12,00,000 a year |
| Best for | travel, dining, grocery, entertainment | retail, online_shopping |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
Full pages: HDFC 6E Rewards Indigo XL Credit Card · HDFC Shoppers Stop Black Credit Card · Find a card for your spending
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