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HDFC 6E Rewards Indigo XL Credit Card vs SBI Air India Signature Credit Card: premium cards compared

HDFC 6E Rewards Indigo XL Credit Card costs ₹2,500 a year to keep; SBI Air India Signature Credit Card costs ₹4,999. The income needed to apply is ₹12,00,000 a year for HDFC 6E Rewards Indigo XL Credit Card and ₹7,20,000 for SBI Air India Signature Credit Card.

HDFC 6E Rewards Indigo XL Credit CardSBI Air India Signature Credit Card
IssuerHDFC BankSBI Card
NetworkMastercardVisa
Joining fee₹2,500₹4,999
Annual fee₹2,500₹4,999
Base return on spends2.00%2.00%
Domestic lounges8 a year8 a year
International loungesNoneNone
Minimum income₹12,00,000 a year₹7,20,000 a year
Best fortravel, dining, grocery, entertainmentflights, travel

How to read this

Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.

Full pages: HDFC 6E Rewards Indigo XL Credit Card · SBI Air India Signature Credit Card · Find a card for your spending

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