HDFC Best Price Save Smart Credit Card vs ICICI Amazon Pay Credit Card: entry cards compared
HDFC Best Price Save Smart Credit Card costs ₹500 a year to keep; ICICI Amazon Pay Credit Card costs free. The income needed to apply is ₹2,00,000 a year for HDFC Best Price Save Smart Credit Card and ₹3,00,000 for ICICI Amazon Pay Credit Card.
| HDFC Best Price Save Smart Credit Card | ICICI Amazon Pay Credit Card | |
|---|---|---|
| Issuer | HDFC Bank | ICICI Bank |
| Network | Diners Club | Visa |
| Joining fee | ₹500 | free |
| Annual fee | ₹500 | free |
| Base return on spends | 1.00% | 1.00% |
| Domestic lounges | Not stated | None |
| International lounges | Not stated | None |
| Minimum income | ₹2,00,000 a year | ₹3,00,000 a year |
| Best for | wholesale | online_shopping, utilities, travel |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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