HDFC Bank Infinia Credit Card vs HDFC BizBlack Metal Card: super premium cards compared
HDFC Bank Infinia Credit Card costs ₹12,500 a year to keep; HDFC BizBlack Metal Card costs ₹10,000. The income needed to apply is ₹36,00,000 a year for HDFC Bank Infinia Credit Card and ₹21,00,000 for HDFC BizBlack Metal Card.
| HDFC Bank Infinia Credit Card | HDFC BizBlack Metal Card | |
|---|---|---|
| Issuer | HDFC Bank | HDFC Bank |
| Network | Visa | Diners Club |
| Joining fee | ₹12,500 | ₹10,000 |
| Annual fee | ₹12,500 | ₹10,000 |
| Base return on spends | 3.33% | 3.33% |
| Domestic lounges | Not stated | Not stated |
| International lounges | Not stated | Not stated |
| Minimum income | ₹36,00,000 a year | ₹21,00,000 a year |
| Best for | travel, flights, hotels, luxury_shopping | government, utilities, travel, telecom |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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