HDFC Pine Labs Pro Credit Card vs ICICI MakeMyTrip Credit Card: mid-range cards compared
HDFC Pine Labs Pro Credit Card costs ₹1,000 a year to keep; ICICI MakeMyTrip Credit Card costs free. On most spends, HDFC Pine Labs Pro Credit Card returns about 1.66% and ICICI MakeMyTrip Credit Card about 0.63%. Lounge visits: HDFC Pine Labs Pro Credit Card gives 8 a year in India and None abroad; ICICI MakeMyTrip Credit Card gives 1 a year and 1 a year. The income needed to apply is ₹3,00,000 a year for HDFC Pine Labs Pro Credit Card and ₹6,00,000 for ICICI MakeMyTrip Credit Card.
| HDFC Pine Labs Pro Credit Card | ICICI MakeMyTrip Credit Card | |
|---|---|---|
| Issuer | HDFC Bank | ICICI Bank |
| Network | Visa | Visa |
| Joining fee | ₹1,000 | ₹2,500 |
| Annual fee | ₹1,000 | free |
| Base return on spends | 1.66% | 0.63% |
| Domestic lounges | 8 a year | 1 a year |
| International lounges | None | 1 a year |
| Minimum income | ₹3,00,000 a year | ₹6,00,000 a year |
| Best for | pine_labs_pos, smartbuy_payzapp | travel, flights |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
Full pages: HDFC Pine Labs Pro Credit Card · ICICI MakeMyTrip Credit Card · Find a card for your spending