HDFC Shoppers Stop Black Credit Card vs ICICI Adani One Signature Credit Card: premium cards compared
HDFC Shoppers Stop Black Credit Card costs ₹4,500 a year to keep; ICICI Adani One Signature Credit Card costs ₹5,000. On most spends, HDFC Shoppers Stop Black Credit Card returns about 2.00% and ICICI Adani One Signature Credit Card about 1.50%. Lounge visits: HDFC Shoppers Stop Black Credit Card gives 2 a year in India and 2 a year abroad; ICICI Adani One Signature Credit Card gives 16 a year and 2 a year. The income needed to apply is ₹12,00,000 a year for HDFC Shoppers Stop Black Credit Card and ₹15,00,000 for ICICI Adani One Signature Credit Card.
| HDFC Shoppers Stop Black Credit Card | ICICI Adani One Signature Credit Card | |
|---|---|---|
| Issuer | HDFC Bank | ICICI Bank |
| Network | Visa | Visa |
| Joining fee | ₹4,500 | ₹5,000 |
| Annual fee | ₹4,500 | ₹5,000 |
| Base return on spends | 2.00% | 1.50% |
| Domestic lounges | 2 a year | 16 a year |
| International lounges | 2 a year | 2 a year |
| Minimum income | ₹12,00,000 a year | ₹15,00,000 a year |
| Best for | retail, online_shopping | travel, duty_free, airport_services |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
Full pages: HDFC Shoppers Stop Black Credit Card · ICICI Adani One Signature Credit Card · Find a card for your spending
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