Qrates

ICICI Adani One Signature Credit Card vs ICICI Emirates Skywards Sapphiro Credit Card: premium cards compared

On most spends, ICICI Adani One Signature Credit Card returns about 1.50% and ICICI Emirates Skywards Sapphiro Credit Card about 1.27%. Lounge visits: ICICI Adani One Signature Credit Card gives 16 a year in India and 2 a year abroad; ICICI Emirates Skywards Sapphiro Credit Card gives 2 a year and 2 a year. The income needed to apply is ₹15,00,000 a year for ICICI Adani One Signature Credit Card and ₹18,00,000 for ICICI Emirates Skywards Sapphiro Credit Card.

ICICI Adani One Signature Credit CardICICI Emirates Skywards Sapphiro Credit Card
IssuerICICI BankICICI Bank
NetworkVisaVisa
Joining fee₹5,000₹5,000
Annual fee₹5,000₹5,000
Base return on spends1.50%1.27%
Domestic lounges16 a year2 a year
International lounges2 a year2 a year
Minimum income₹15,00,000 a year₹18,00,000 a year
Best fortravel, duty_free, airport_servicestravel

How to read this

Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.

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