ICICI Emeralde Private Credit Card vs Axis Primus Credit Card: super premium cards compared
ICICI Emeralde Private Credit Card costs ₹12,499 a year to keep; Axis Primus Credit Card costs ₹3,00,000. On most spends, ICICI Emeralde Private Credit Card returns about 3.00% and Axis Primus Credit Card about 5.00%.
| ICICI Emeralde Private Credit Card | Axis Primus Credit Card | |
|---|---|---|
| Issuer | ICICI Bank | Axis Bank |
| Network | Visa|Mastercard | Visa |
| Joining fee | ₹12,499 | ₹5,00,000 |
| Annual fee | ₹12,499 | ₹3,00,000 |
| Base return on spends | 3.00% | 5.00% |
| Domestic lounges | Not stated | Not stated |
| International lounges | Not stated | Not stated |
| Minimum income | ₹36,00,000 a year | Not stated |
| Best for | hotels, flights, travel, vouchers | travel, forex, rent, insurance, dining |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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