HDFC Bank Infinia Credit Card vs ICICI Emeralde Private Credit Card: super premium cards compared
HDFC Bank Infinia Credit Card costs ₹12,500 a year to keep; ICICI Emeralde Private Credit Card costs ₹12,499. On most spends, HDFC Bank Infinia Credit Card returns about 3.33% and ICICI Emeralde Private Credit Card about 3.00%.
| HDFC Bank Infinia Credit Card | ICICI Emeralde Private Credit Card | |
|---|---|---|
| Issuer | HDFC Bank | ICICI Bank |
| Network | Visa | Visa|Mastercard |
| Joining fee | ₹12,500 | ₹12,499 |
| Annual fee | ₹12,500 | ₹12,499 |
| Base return on spends | 3.33% | 3.00% |
| Domestic lounges | Not stated | Not stated |
| International lounges | Not stated | Not stated |
| Minimum income | ₹36,00,000 a year | ₹36,00,000 a year |
| Best for | travel, flights, hotels, luxury_shopping | hotels, flights, travel, vouchers |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
Full pages: HDFC Bank Infinia Credit Card · ICICI Emeralde Private Credit Card · Find a card for your spending