ICICI Signature Credit Card vs ICICI Emeralde Private Credit Card: super premium cards compared
ICICI Signature Credit Card costs ₹2,000 a year to keep; ICICI Emeralde Private Credit Card costs ₹12,499. On most spends, ICICI Signature Credit Card returns about 8.00% and ICICI Emeralde Private Credit Card about 3.00%.
| ICICI Signature Credit Card | ICICI Emeralde Private Credit Card | |
|---|---|---|
| Issuer | ICICI Bank | ICICI Bank |
| Network | Visa | Visa|Mastercard |
| Joining fee | ₹25,000 | ₹12,499 |
| Annual fee | ₹2,000 | ₹12,499 |
| Base return on spends | 8.00% | 3.00% |
| Domestic lounges | 2 a year | Not stated |
| International lounges | None | Not stated |
| Minimum income | Not stated | ₹36,00,000 a year |
| Best for | lifestyle, luxury, grocery | hotels, flights, travel, vouchers |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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