SBI Air India Signature Credit Card vs American Express Platinum Travel Credit Card: premium cards compared
SBI Air India Signature Credit Card costs ₹4,999 a year to keep; American Express Platinum Travel Credit Card costs ₹5,000. On most spends, SBI Air India Signature Credit Card returns about 2.00% and American Express Platinum Travel Credit Card about 0.80%. The income needed to apply is ₹7,20,000 a year for SBI Air India Signature Credit Card and ₹6,00,000 for American Express Platinum Travel Credit Card.
| SBI Air India Signature Credit Card | American Express Platinum Travel Credit Card | |
|---|---|---|
| Issuer | SBI Card | American Express |
| Network | Visa | American Express |
| Joining fee | ₹4,999 | ₹5,000 |
| Annual fee | ₹4,999 | ₹5,000 |
| Base return on spends | 2.00% | 0.80% |
| Domestic lounges | 8 a year | 8 a year |
| International lounges | None | None |
| Minimum income | ₹7,20,000 a year | ₹6,00,000 a year |
| Best for | flights, travel | travel, hotels, online_shopping |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
Full pages: SBI Air India Signature Credit Card · American Express Platinum Travel Credit Card · Find a card for your spending
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