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SBI Apollo Credit Card vs ICICI Amazon Pay Credit Card: entry cards compared

SBI Apollo Credit Card costs ₹499 a year to keep; ICICI Amazon Pay Credit Card costs free. The income needed to apply is ₹2,40,000 a year for SBI Apollo Credit Card and ₹3,00,000 for ICICI Amazon Pay Credit Card.

SBI Apollo Credit CardICICI Amazon Pay Credit Card
IssuerSBI CardICICI Bank
NetworkRuPayVisa
Joining fee₹499free
Annual fee₹499free
Base return on spends1.00%1.00%
Domestic loungesNot statedNone
International loungesNot statedNone
Minimum income₹2,40,000 a year₹3,00,000 a year
Best forhealthcare, dining, moviesonline_shopping, utilities, travel

How to read this

Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.

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