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SBI Apollo SELECT Credit Card vs Kotak 6E Rewards IndiGo Credit Card: entry cards compared

SBI Apollo SELECT Credit Card costs ₹499 a year to keep; Kotak 6E Rewards IndiGo Credit Card costs ₹700. The income needed to apply is ₹2,40,000 a year for SBI Apollo SELECT Credit Card and ₹3,00,000 for Kotak 6E Rewards IndiGo Credit Card.

SBI Apollo SELECT Credit CardKotak 6E Rewards IndiGo Credit Card
IssuerSBI CardKotak Mahindra Bank
NetworkVisa|Ru PayVisa|Ru Pay
Joining fee₹499₹700
Annual fee₹499₹700
Base return on spends1.00%1.00%
Domestic loungesNot statedNone
International loungesNot statedNone
Minimum income₹2,40,000 a year₹3,00,000 a year
Best forhealthcare, dining, entertainmentflights, dining, grocery, entertainment

How to read this

Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.

Full pages: SBI Apollo SELECT Credit Card · Kotak 6E Rewards IndiGo Credit Card · Find a card for your spending

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