SBI AURUM Credit Card vs American Express Platinum Card: super premium cards compared
SBI AURUM Credit Card costs ₹9,999 a year to keep; American Express Platinum Card costs ₹66,000. On most spends, SBI AURUM Credit Card returns about 1.00% and American Express Platinum Card about 0.63%. The income needed to apply is ₹40,00,000 a year for SBI AURUM Credit Card and ₹15,00,000 for American Express Platinum Card.
| SBI AURUM Credit Card | American Express Platinum Card | |
|---|---|---|
| Issuer | SBI Card | American Express |
| Network | Visa | American Express |
| Joining fee | ₹9,999 | ₹66,000 |
| Annual fee | ₹9,999 | ₹66,000 |
| Base return on spends | 1.00% | 0.63% |
| Domestic lounges | 4 a year | Unlimited |
| International lounges | Not stated | Unlimited |
| Minimum income | ₹40,00,000 a year | ₹15,00,000 a year |
| Best for | dining, entertainment, travel | travel, forex, hotels, flights |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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