HDFC Bank Infinia Credit Card vs SBI AURUM Credit Card: super premium cards compared
HDFC Bank Infinia Credit Card costs ₹12,500 a year to keep; SBI AURUM Credit Card costs ₹9,999. On most spends, HDFC Bank Infinia Credit Card returns about 3.33% and SBI AURUM Credit Card about 1.00%. The income needed to apply is ₹36,00,000 a year for HDFC Bank Infinia Credit Card and ₹40,00,000 for SBI AURUM Credit Card.
| HDFC Bank Infinia Credit Card | SBI AURUM Credit Card | |
|---|---|---|
| Issuer | HDFC Bank | SBI Card |
| Network | Visa | Visa |
| Joining fee | ₹12,500 | ₹9,999 |
| Annual fee | ₹12,500 | ₹9,999 |
| Base return on spends | 3.33% | 1.00% |
| Domestic lounges | Not stated | 4 a year |
| International lounges | Not stated | Not stated |
| Minimum income | ₹36,00,000 a year | ₹40,00,000 a year |
| Best for | travel, flights, hotels, luxury_shopping | dining, entertainment, travel |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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