SBI AURUM Credit Card vs ICICI Signature Credit Card: super premium cards compared
SBI AURUM Credit Card costs ₹9,999 a year to keep; ICICI Signature Credit Card costs ₹2,000. On most spends, SBI AURUM Credit Card returns about 1.00% and ICICI Signature Credit Card about 8.00%.
| SBI AURUM Credit Card | ICICI Signature Credit Card | |
|---|---|---|
| Issuer | SBI Card | ICICI Bank |
| Network | Visa | Visa |
| Joining fee | ₹9,999 | ₹25,000 |
| Annual fee | ₹9,999 | ₹2,000 |
| Base return on spends | 1.00% | 8.00% |
| Domestic lounges | 4 a year | 2 a year |
| International lounges | Not stated | None |
| Minimum income | ₹40,00,000 a year | Not stated |
| Best for | dining, entertainment, travel | lifestyle, luxury, grocery |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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