SBI AURUM Credit Card vs Kotak Infinite Credit Card: super premium cards compared
SBI AURUM Credit Card costs ₹9,999 a year to keep; Kotak Infinite Credit Card costs ₹30,000. On most spends, SBI AURUM Credit Card returns about 1.00% and Kotak Infinite Credit Card about 2.00%. The income needed to apply is ₹40,00,000 a year for SBI AURUM Credit Card and ₹60,00,000 for Kotak Infinite Credit Card.
| SBI AURUM Credit Card | Kotak Infinite Credit Card | |
|---|---|---|
| Issuer | SBI Card | Kotak Mahindra Bank |
| Network | Visa | Visa |
| Joining fee | ₹9,999 | ₹30,000 |
| Annual fee | ₹9,999 | ₹30,000 |
| Base return on spends | 1.00% | 2.00% |
| Domestic lounges | 4 a year | Not stated |
| International lounges | Not stated | Not stated |
| Minimum income | ₹40,00,000 a year | ₹60,00,000 a year |
| Best for | dining, entertainment, travel | travel, entertainment, dining |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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