SBI KrisFlyer Apex Credit Card vs American Express Platinum Card: super premium cards compared
SBI KrisFlyer Apex Credit Card costs ₹9,999 a year to keep; American Express Platinum Card costs ₹66,000. On most spends, SBI KrisFlyer Apex Credit Card returns about 3.00% and American Express Platinum Card about 0.63%. Lounge visits: SBI KrisFlyer Apex Credit Card gives 2 a year in India and 2 a year abroad; American Express Platinum Card gives Unlimited and Unlimited.
| SBI KrisFlyer Apex Credit Card | American Express Platinum Card | |
|---|---|---|
| Issuer | SBI Card | American Express |
| Network | Mastercard | American Express |
| Joining fee | ₹9,999 | ₹66,000 |
| Annual fee | ₹9,999 | ₹66,000 |
| Base return on spends | 3.00% | 0.63% |
| Domestic lounges | 2 a year | Unlimited |
| International lounges | 2 a year | Unlimited |
| Minimum income | Not stated | ₹15,00,000 a year |
| Best for | travel, forex | travel, forex, hotels, flights |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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