HDFC Bank Infinia Credit Card vs SBI KrisFlyer Apex Credit Card: super premium cards compared
HDFC Bank Infinia Credit Card costs ₹12,500 a year to keep; SBI KrisFlyer Apex Credit Card costs ₹9,999. On most spends, HDFC Bank Infinia Credit Card returns about 3.33% and SBI KrisFlyer Apex Credit Card about 3.00%.
| HDFC Bank Infinia Credit Card | SBI KrisFlyer Apex Credit Card | |
|---|---|---|
| Issuer | HDFC Bank | SBI Card |
| Network | Visa | Mastercard |
| Joining fee | ₹12,500 | ₹9,999 |
| Annual fee | ₹12,500 | ₹9,999 |
| Base return on spends | 3.33% | 3.00% |
| Domestic lounges | Not stated | 2 a year |
| International lounges | Not stated | 2 a year |
| Minimum income | ₹36,00,000 a year | Not stated |
| Best for | travel, flights, hotels, luxury_shopping | travel, forex |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
Full pages: HDFC Bank Infinia Credit Card · SBI KrisFlyer Apex Credit Card · Find a card for your spending