SBI KrisFlyer Apex Credit Card vs ICICI Signature Credit Card: super premium cards compared
SBI KrisFlyer Apex Credit Card costs ₹9,999 a year to keep; ICICI Signature Credit Card costs ₹2,000. On most spends, SBI KrisFlyer Apex Credit Card returns about 3.00% and ICICI Signature Credit Card about 8.00%. Lounge visits: SBI KrisFlyer Apex Credit Card gives 2 a year in India and 2 a year abroad; ICICI Signature Credit Card gives 2 a year and None.
| SBI KrisFlyer Apex Credit Card | ICICI Signature Credit Card | |
|---|---|---|
| Issuer | SBI Card | ICICI Bank |
| Network | Mastercard | Visa |
| Joining fee | ₹9,999 | ₹25,000 |
| Annual fee | ₹9,999 | ₹2,000 |
| Base return on spends | 3.00% | 8.00% |
| Domestic lounges | 2 a year | 2 a year |
| International lounges | 2 a year | None |
| Minimum income | Not stated | Not stated |
| Best for | travel, forex | lifestyle, luxury, grocery |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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