SBI KrisFlyer Apex Credit Card vs Kotak Infinite Credit Card: super premium cards compared
SBI KrisFlyer Apex Credit Card costs ₹9,999 a year to keep; Kotak Infinite Credit Card costs ₹30,000. On most spends, SBI KrisFlyer Apex Credit Card returns about 3.00% and Kotak Infinite Credit Card about 2.00%.
| SBI KrisFlyer Apex Credit Card | Kotak Infinite Credit Card | |
|---|---|---|
| Issuer | SBI Card | Kotak Mahindra Bank |
| Network | Mastercard | Visa |
| Joining fee | ₹9,999 | ₹30,000 |
| Annual fee | ₹9,999 | ₹30,000 |
| Base return on spends | 3.00% | 2.00% |
| Domestic lounges | 2 a year | Not stated |
| International lounges | 2 a year | Not stated |
| Minimum income | Not stated | ₹60,00,000 a year |
| Best for | travel, forex | travel, entertainment, dining |
How to read this
Fees, lounge access and eligibility come from each issuer's own documents. The base return is what most everyday spends earn after converting points to rupees, before category bonuses and caps. Qrates takes no commission from any issuer.
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