GoodScore vs Oolka: which credit score app
GoodScore replies to 74% of unhappy reviews on Google Play, Oolka to 69%. Both can read your SMS. Over the last 90 days of reviews, GoodScore averages 3.70 and Oolka 4.38. The most serious complaint about both is the same: "Credit report problems". We confirmed 0 of the 1 registration numbers GoodScore publishes on a regulator's register, and 0 of 8 for Oolka.
| GoodScore | Oolka | |
|---|---|---|
| Most serious thing people report | Credit report problems (12 of 400) | Credit report problems (19 of 400) |
| Does anyone answer complaints | 74% of low-star reviews · usually same day | 69% of low-star reviews · usually same day |
| Rating in the last 90 days | 3.70 (down 1.04 on lifetime) | 4.38 (down 0.45 on lifetime) |
| Last updated | this month | this month |
| Reads your SMS | yes | yes |
| Reads your contacts | no | no |
| Shows ads | no | no |
| Numbers confirmed on a register | 0 of 1 | 0 of 8 |
| Charges we could source | not extracted yet | not extracted yet |
| Charges only in the terms | not extracted yet | not extracted yet |
How to read this
Every row comes from a public source: the app store listings, the reviews people left there, and the registers kept by RBI, SEBI and IRDAI. Where a row says "Not known", we have not measured it yet, which is different from the answer being no. Qrates takes no commission from either app.