InstaMoney Personal Loan App vs Klarna: which loan app is safer
InstaMoney Personal Loan App replies to 100% of unhappy reviews on Google Play, Klarna to 81%. InstaMoney Personal Loan App does not read your contacts; Klarna does. Over the last 90 days of reviews, InstaMoney Personal Loan App averages 2.65 and Klarna 3.04. The most serious complaint about both is the same: "Pushed into things".
| InstaMoney Personal Loan App | Klarna | |
|---|---|---|
| Most serious thing people report | Pushed into things (23 of 400) | Pushed into things (10 of 400) |
| Does anyone answer complaints | 100% of low-star reviews · usually same day | 81% of low-star reviews · usually same day |
| Rating in the last 90 days | 2.65 (down 1.88 on lifetime) | 3.04 (down 1.55 on lifetime) |
| Last updated | this month | this month |
| Reads your SMS | no | no |
| Reads your contacts | no | yes |
| Shows ads | no | no |
| Numbers confirmed on a register | 0 of 2 | none published |
| Charges we could source | not extracted yet | not extracted yet |
| Charges only in the terms | not extracted yet | not extracted yet |
How to read this
Every row comes from a public source: the app store listings, the reviews people left there, and the registers kept by RBI, SEBI and IRDAI. Where a row says "Not known", we have not measured it yet, which is different from the answer being no. Qrates takes no commission from either app.
Full pages: InstaMoney Personal Loan App · Klarna