Olyv vs Oolka: which credit score app
Olyv replies to 100% of unhappy reviews on Google Play, Oolka to 69%. Both can read your SMS. Over the last 90 days of reviews, Olyv averages 3.99 and Oolka 4.38. The most serious complaint about Olyv is "Pushed into things"; about Oolka, "Credit report problems". We confirmed 0 of the 3 registration numbers Olyv publishes on a regulator's register, and 0 of 8 for Oolka.
| Olyv | Oolka | |
|---|---|---|
| Most serious thing people report | Pushed into things (7 of 400) | Credit report problems (19 of 400) |
| Does anyone answer complaints | 100% of low-star reviews · usually same day | 69% of low-star reviews · usually same day |
| Rating in the last 90 days | 3.99 (down 0.77 on lifetime) | 4.38 (down 0.45 on lifetime) |
| Last updated | 3 months ago | this month |
| Reads your SMS | yes | yes |
| Reads your contacts | no | no |
| Shows ads | no | no |
| Numbers confirmed on a register | 0 of 3 | 0 of 8 |
| Charges we could source | 2 quoted | not extracted yet |
| Charges only in the terms | 0 | not extracted yet |
How to read this
Every row comes from a public source: the app store listings, the reviews people left there, and the registers kept by RBI, SEBI and IRDAI. Where a row says "Not known", we have not measured it yet, which is different from the answer being no. Qrates takes no commission from either app.