PayRupik Instant Personal Loan vs True Balance: which loan app is safer
PayRupik Instant Personal Loan replies to 30% of unhappy reviews on Google Play, True Balance to 91%. Both can read your SMS. Over the last 90 days of reviews, PayRupik Instant Personal Loan averages 3.25 and True Balance 3.80. The most serious complaint about PayRupik Instant Personal Loan is "Costs more than advertised"; about True Balance, "Credit report problems".
| PayRupik Instant Personal Loan | True Balance | |
|---|---|---|
| Most serious thing people report | Costs more than advertised (29 of 400) | Credit report problems (8 of 400) |
| Does anyone answer complaints | 30% of low-star reviews · usually same day | 91% of low-star reviews · usually same day |
| Rating in the last 90 days | 3.25 (down 1.26 on lifetime) | 3.80 (down 0.84 on lifetime) |
| Last updated | this month | this month |
| Reads your SMS | yes | yes |
| Reads your contacts | no | no |
| Shows ads | no | no |
| Numbers confirmed on a register | none published | 0 of 4 |
| Charges we could source | not extracted yet | not extracted yet |
| Charges only in the terms | not extracted yet | not extracted yet |
How to read this
Every row comes from a public source: the app store listings, the reviews people left there, and the registers kept by RBI, SEBI and IRDAI. Where a row says "Not known", we have not measured it yet, which is different from the answer being no. Qrates takes no commission from either app.
Full pages: PayRupik Instant Personal Loan · True Balance